UZI TOOLS

Mortgage Payment Calculator

Estimate monthly home loan payments with principal, interest, taxes, and insurance.

Mortgage Payment Calculator calculator

Calculator

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Monthly payment (PITI)

Principal & interest$1,896
Property tax$250
Insurance$100
Total (PITI)$2,246

How To Use

  1. Enter the loan amount (principal) you plan to borrow.
  2. Enter the annual interest rate and loan term in years.
  3. Optionally add annual property tax and insurance for a full PITI estimate.
  4. Review the monthly principal and interest (P&I) and total PITI payment.
  5. Use the Example button to load sample numbers, or Reset to clear.

What Is Mortgage Payment?

A mortgage payment calculator estimates your monthly home loan payment based on the loan amount, interest rate, and term. The main component is principal and interest (P&I). Many homeowners also include property taxes and insurance (PITI) for a full monthly housing cost. Lenders use similar math to qualify you; this tool helps you test different loan sizes and rates before you apply.

Frequently Asked Questions

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