Personal Budget Planner
Allocate income across expenses and savings goals.
Estimate take-home pay after taxes and deductions.
Simplified estimate. Enter annual gross salary and pay periods per year. Tax rate is a single effective rate for illustration.
A net salary or take-home pay is what you receive after taxes and other deductions. This calculator uses a single effective tax rate and optional deductions to estimate net pay per period and per year. Real paychecks depend on your jurisdiction, withholdings, and benefits—use this for quick estimates only.
Allocate income across expenses and savings goals.
Estimate how much you need to save to reach your retirement goal.
Plan how to pay off loans faster with the debt snowball or avalanche method.
Compute discounted prices, markups, and profit margins.
Estimate monthly home loan payments with principal, interest, taxes, and insurance.
Project savings or investment growth with compound interest over time.